Supplemental Insurance

Supplemental insurance is extra or additional kind of insurance that on top of your already existing packages. You can purchase it to help you pay for services or any out-of-pocket expenses that your regular insurance does not cover. These Supplemental Insurance Companies expenses may include;

  • Deductibles
  • Co payments
  • Coinsurance

Accidental Benefits & Accidental Medical Expenses

It’s a fact of life that accidents happen. Human race is inherently prone to be leaning towards high probability of accidental happenstance. There’s not a human alive who can confidently say he/she has never been in an accident.

When these accidents do happen, they can have a tendency to leave you with medical bills you were not expecting. Even the best health insurance comes with deductibles, coinsurance and other out-of-pocket expenses that can really add up to a significant amount. With Accidental Medical Expenses from our leading insurance providers, you get help paying your out-of-pocket medical expenses so that when an accident happens, you can be free from a mental burden of how to pay them, and only concentrate on getting well.


Cancer is without a doubt one of the most heinous diseases known to mankind. Its history is perhaps as old as the history of mankind itself. And yet even today there is no cure, only treatment. Expensive treatment at that. It is true that no one wants to be diagnosed with a cancer, but the fact is that the risk of getting cancer is marginally low. According to Cancer Facts and Figures 2012, American Cancer Society in the United States, men have slightly less than a one in two lifetime risk of developing cancer; whereas for women, the risk is a little more than one in three.

If such tough times befall you or a beloved family member, we at SG Financial Inc. offer our services to make the burden upon your shoulders lighten, if only slightly. Our Insurance policies are designed to provide you with cash benefits during covered cancer treatments. A supplemental cancer/specified-disease insurance policy can also help protect your income and savings from expenses that aren’t covered by your major medical coverage.

Heat Stroke

In a last two decades, it has been noted that the cases of heatstroke are on the rise all over the world. It is yet another consequence of the rising temperatures and Global Warming. The reduced layer of ozone causes more and more radiation from the sunlight to reach the surface without filter. According a survey done among all branches US military, there were 60% more cases of heatstroke in 2018 as compared to there were in 2008. Every year, especially during the hot summer weather, a tragedy unfolds with disturbing frequency. Annually more than 600 children are killed and even more are seriously injured from heat stroke after being left unattended in vehicles. If you or yours suffer from such a misfortune, we offer our insurance services to ease your economic burden.

Critical Illness

Reduce the unexpected financial impact of a critical illness on your family and help protect your financial future with supplemental critical illness coverage. A Supplemental Insurance Companies critical illness plan can help you protect yourself and your family from the unexpected cost of fighting a life-threatening illness. You’ll receive a lump-sum cash payment upon diagnosis of a covered condition and these plans will provide benefits in addition to your other coverage.


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