General Liability Insurance - Your First Line of Defense
General Liability Insurance: If there is one thing you should always adhere to is, “Hope for the best, prepare for the worst”. In any business, there is always a risk of getting sued. No one is prepared for it until it happens. All that hard work you have put in establishing your business comes crashing down in front of your eyes. The result of all your blood, sweat and tears comes crumbling down because you were caught flat-footed for an eventuality that statistically had a high chance of occurring, but you took no preparations for it. You can be sued for Negligence, personal injury, libel, slander, errors, omissions, faulty products, advertising misprints or any number of other reasons.
Here the protection offered by us comes into play. A solid plan and liability protection provided by us offers a line of defense against getting your business washed away.
The Broader the Protection the Better
We strive to advise our clients to avail our services which offers them the broadest possible protections available. Our packages can not only cover traditionally trivial things such as personal injury, contractual liability, damages to the property of your business locale; but also, special options which cover your websites, social platforms and even blogs. Protection from Data breach is another optional coverage, which we offer. We, at SG Financial provide guidance to restore your business to the fullest extent in the shortest possible time while contracting minimal liability or expenses.
Increasing Your Ability to Avoid Liability
Any entrepreneur must always make sure to adhere to the guidelines which help in reducing risk of a liability while maximizing the profits. SG Financial provides you with those guidelines. General Liability Insurance can advise you with one-on-one consultations, safety seminars and instructions for installing safety equipment. Through our guidance your business can and will avoid any pitfalls of liability you may find yourself in, all the while maintaining the integrity.
Specialists at General Liability Claims
Liability claims that may be laid upon your business may have complex issues, fraught with nuisance, and have large sums of money at stake. If such claims befall you, we will be there to offer help. We have teams of experts situated across the country ready to mobilize at a moment’s notice. Every individual member among our teams is trained to respond quickly and sanctioned to act on your behalf.
Broad Range of General Liability Protection
- Bodily Injury: This includes the cost of health care, the loss of possible services due to injuries, and the restitution to be paid for any deaths that may occur accidentally.
- Property Damage: This covers the physical damage that may occur to the property of that may or may not render loss of use of that property.
- Liability protection: If an injury ever results from something your company made or service your company provided.
- Products Liability: This is a bit more specialized product liability insurance, which specifically protects your company against lawsuits from product-related injury or accidents.
- Contractual Liability: It covers any liability you may incur by entering into a contract which may you come to realize as damaging in hindsight.
- Other coverage includes: Reasonable Use of Force; Borrowed Equipment; Liquor Liability; Non-Owned Vehicles (such as aircraft and watercraft); Fire, Lightning or Explosion Damage; Water Damage Liability Protection; Legal Defense Costs; Medical Payments; Personal Injury; Advertising Injury; and specialized liability protection for specific business types.