Flood Insurance

Before Flood Insurance Companies are not there several kinds of properties which might be at a risk for flooding. A beach side property might be the most vulnerable of all as it is subjected to flooding by the rising tides.
Moreover, many weather analysts and scientists around the world claim to have noted a significant increase in natural disasters for the past several decades. And the scary thing is, it is increasing even more by each passing day. This change has been attributed to significantly increasing carbon emissions since 1945. In other words, it is the result of Global Warming.
Flood waters have the power to damage not only your home and sense of security, but also your financial future.

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Flood Insurance Companies even the mega cities, despite their good sewerage system, may be subject to torrential rainfall, causing especially the low-lying properties to be flooded.

That is why it is imperative for you to avail a good Flood Insurance service.

Flood losses are typically not covered by your homeowner’s insurance policy. It is a offered separately.

There are several people who wrongly believe that the U.S. government will take care of all their financial needs in case of a flood. While such a belief is not necessarily wrong, but they fail to take in to account that Federal Disaster assistance is only activated if the president himself declares the emergency or a disaster.

Flood Insurance however, can sufficiently disburse you for any claims regardless of the government action. Moreover, unlike Federal aid, it does not need to be repaid back.

One more thing to note is that if you buy a policy only a few days before the flood, after it has already been forecasted, it will not work. There is usually a grace period of 30 days before the policy activates after it has been purchased.


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